If this service is offered to you and you decide to use this service, the payment terms apply after delivery. We may ask you for information if we reasonably need it to facilitate our measures described in this User Agreement, reduce the risk of fraud or comply with our regulatory obligations (including anti-money laundering). You must respond to these requests in a timely manner. This may mean that you may provide us, at your own expense, with identity documents and information about your finances and operations (for example.B. Provide your latest financial reports and merchant processing extracts) by fax, email or other means. With respect to the PayPal assets of Singapore-based users, PayPal has agreed on a sum of money equal to the credit PayPal mentioned in a trust agreement. PayPal will make every right to ensure that requests for electronic debits and credits relating to bank accounts, debit cards, credit cards and cheque deposits are processed in a timely manner, but PayPal does not give any guarantee or guarantee as to the time required to complete the processing, since the services PayPal depend on many factors beyond our control, such as delays in the Banking System or International Postal Service. This Agreement shall be governed by and construed in accordance with the laws of Singapore, as such laws apply to agreements which are to be entered into and performed in full within Singapore, without regard to conflict of laws rules. Unless otherwise agreed by the parties, you agree that any claims or disputes you have against PayPal shall be settled by a court in Singapore or where the defendant is located.